Everything You Need to Know About Money Orders
When people consider how to send or receive money safely, they often think of cash, checks or
electronic transfers. But there’s another tried-and-true throwback that millions of Americans
continue to depend on: money orders.
Whether you need to pay a bill or send cash to a friend or business, money orders are a secure
and reliable alternative to checks and a great way to make payments. 7 Convenient Locations in
Georgia You’ve seen our check cashing stores in Georgia everywhere!
What Is a Money Order, and How Does It Work?
So, what is a money order? In short, a money order is a prepaid payment type, similar to a
check or cash. As opposed to a personal check, it’s backed by guaranteed funds because you
pay for the amount up front.
Here’s how it works:
● You go to a reputable store such as Cheque Express.
● You pay the face value of the money order and a small service fee.
● The recipient can then receive the money order from you and cash or deposit it without
worry.
But since the payment is prepaid, the recipient can have no concern about a bounced check —
from the start, and the middle, and the end, it is a secure money transfer.
What’s the Point of Using a Money Order Over Writing a Check or Using Cash?
That still leaves the question in the air: why would people go for money orders over alternative
options? Here are a few reasons:
● Safer than sending cash — Once your cash is lost or stolen, you won’t see it again.
Money orders also are traceable and replaceable.
● No bank account needed – Perfect for those who are unbanked or do not want to use
checks.
● Great for rent and bills Most landlords and businesses do accept money orders as a
form of payment.
● More widely accepted than personal checks – Some businesses and people won’t
accept checks, but they’ll roll out the red carpet for a money order.
So, when you consider money order vs check, the most important difference is peace of mind:
Money orders are safer than checks because they’re guaranteed funds and your recipient
doesn’t even need to have a bank account; they can just cash the money order.
Where Can You Get a Money Order?
The good news? Money orders are widely available. You can pick them up at:
● Post offices
● Retailers and convenience stores
● Local financial service centers
If you are in Georgia and you are Googling “where to buy money orders near me” then the
answer is straight forward: cheque express. With many locations throughout the state, we can
easily help you get money orders in GA that are quick and convenient—without the stress and
waiting in line, and always treated with a smile.
How to Fill Out a Money Order Properly: Step-by-Step
The process of filling out a money order is simple, but it’s very important to get it right to prevent
delays. Here’s a quick step-by-step guide:
● Write the recipient’s name legibly:This makes it so that only the person you designate
can cash it.
● Personalize your postcard — Include your information—don’t forget to include your
name and address so they know who sent it!
● Add account or payment reference — Handy if you’re paying a bill or rent.
● Hold onto that receipt — This way, it’s easy for you to monitor or cancel your money
order if necessary.
So the next time you’re not sure how to get a money order and fill it out correctly, come to
Cheque Express for assistance from our friendly staff.
When to Use a Money Order
There are many scenarios in which a money order might be useful:
● Paying rent or utility bills
● Sending money to someone without a bank account
● Using a secure payment method for online or mail transactions
● Managing small business transactions when checks are not an option
When you require secure money payments, a money order may be your best option.
Why to Choose Cheque Express for Making a Money Order?
At Cheque Express, we realize trust is important to you and your money. That’s why we’ve
designed our services for speed, security and transparency. Here’s why customers in Georgia
turn to us:
● Local provider you can trust – Up to 10 years of service in Georgia communities
● Speed and security – There’s no time to wait – your money order is processed
immediately
● Transparent, no-gimmicks fees – There are no surprises, period.
● Onsite friendly support – We keep the process easy and hassle free
If you are looking for money order services in GA, stop by Cheque Express.
Final Thoughts
Money orders are still considered one of the most secure and affordable methods of payment
around. Paying bills, sending money to loved ones and managing business transactions; they’re
a savvy solution.
Here at Cheque Express we make it easy. With speedy service, secure transactions and a
friendly team ready to answer all your questions, we’re here to ensure your money gets to
where it’s needed, when it’s needed, with no stress.
Or are you looking to transmit money securely? Stop by the closest Cheque Express
location for convenient money order services in Georgia!
Frequently Asked Questions About Money Orders
Most do not, but some providers might subtract fees if they’re not cashed within a
certain time.
Yes! Hang on to your receipt — it includes a tracking number that allows you to
keep tabs on the payment.
It depends, but typically close to $1,000. Must include full legal name. (more:
below) 6 and 7 only) May need more than one money order for large amounts.
Absolutely. Money orders are more secure, traceable, and replaceable than cash.
